Partial pre-payments could be made post the very first one year of your loan scheduling. To produce prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Remember that pre-payments attract particular charges, and they are directed by relevant stipulations. To learn more, please refer the section that is FAQs.
Balance consolidation of high cost charge card and Personal Loan outstanding
It is possible to make use of the very tenure that is flexible appealing rates of interest available on Citibank unsecured loan to streamline and better handle your present charge card and personal bank loan outstanding. Transfer them to just one Citibank personal bank loan account and handle your month-to-month cashflow better. To understand more and use, click the link. Our representatives is likely to be in touch to you instantly that will help you avail the many benefits of a Citibank unsecured loan.
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Current Citibank Suvidha/ Branch/Mortgage Users registered for Citibank On The Web Banking.
Current Citibank Suvidha/ Branch/Mortgage Clients not-registered for Citibank On The Web Banking
Not used to Citibank? Require a fast and simple loan that is personal?
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Note: the aforementioned rates grid is at the mercy of review that is periodic. The ultimate rates, while staying in the range stated earlier, are going to be according to your earnings, loan amount, loan tenure, Citibank’s interior credit parameters plus the relevant rates during the particular time.
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Become familiar with Your Citibank Unsecured Loan
What exactly is Citibank Personal Bank Loan?
Citibank personal bank loan is an instant and simple method you need it for you to access extra cash when. You may get the funds you need (and they are qualified to receive) as a loan that is unsecured on fixed terms, with every payment going towards repaying both the interest and also the principal. Citibank Personal Loan comes with a easy rates framework that supports our belief in ‘easy to know’ banking.
What is the essential difference between a ‘secured’ as well as an ‘unsecured’ loan?
A ‘secured’ loan is guaranteed against a valuable asset, often home. An ‘unsecured’ loan is when there isn’t any asset provided as safety. The greatest samples of ‘unsecured’ loans are unsecured loans and bank cards.
What exactly is an interest rate loan that is fixed?
A set rate of interest loan has mortgage loan that remains exactly the same for the loan term that is full. As an example, your fixed interest price Citibank unsecured loan repayments will perhaps not change as a result of rate of interest modifications through the life of the mortgage therefore providing you with greater control of your month-to-month budget.
By having an interest that is fixed loan you can not spend additional to obtain ahead in your repayments. The payment quantity specified in your Loan Agreement needs to be compensated each as per the arrangement until the loan is paid in full month.
What exactly is credit history and just how do you employ it?
Credit history is a technique many lenders used to evaluate whether your ask for loan may be accommodated. We are going to speed the given information you offer regarding the form along with other facets such as for example your work history and exactly how you handle other accounts with us, if any.
We additionally utilize other information from Credit Suggestions Agencies such as for instance CIC, whom keep documents on the payment and borrowing practices. This can include information on exactly just how much credit you have actually outstanding along with information about how numerous missed or late payments you may possibly have made.
For those who have an amount of missed or late repayments, we possibly may never be able to accommodate your ask for loan. You may visit CIC and purchase your Credit Information Report if you are concerned about your credit score.